Website Disclaimer
Important legal information regarding the use of selvarionthequmos's budgeting platform and educational resources
General Information and Accuracy
The information provided on selvarionthequmos.com is offered on an "as is" basis without warranties of any kind, either express or implied. While selvarionthequmos makes reasonable efforts to ensure the accuracy and currency of all content related to weekly budgeting strategies and financial planning materials, we cannot guarantee that all information is complete, accurate, or up-to-date at all times.
Users acknowledge that financial circumstances and budgeting needs vary significantly between individuals and households. The budgeting templates, calculators, and planning tools provided are designed for general educational purposes and may not be suitable for every financial situation. selvarionthequmos does not warrant that the use of our platform will meet your specific budgeting requirements or financial goals.
Content may be modified, updated, or removed without prior notice. Users are responsible for verifying information before making financial decisions.
selvarionthequmos reserves the right to modify, suspend, or discontinue any aspect of the platform at any time without liability to users. This includes, but is not limited to, budgeting tools, educational content, calculation methods, and platform features.
Educational Purpose and Professional Advice Limitations
All materials, tools, templates, and educational content provided through selvarionthequmos's platform are intended solely for general educational and informational purposes. These resources are designed to help users understand basic budgeting principles and develop personal financial management skills.
Not Professional Financial Advice
selvarionthequmos does not provide personalised financial advice, professional accounting services, or investment guidance. Our platform and content should not be construed as:
- Professional financial planning advice tailored to individual circumstances
- Investment recommendations or securities analysis
- Tax preparation assistance or accounting services
- Debt counselling or credit repair services
- Legal advice regarding financial matters or obligations
- Professional guidance for complex financial situations
Users requiring professional financial advice should consult qualified financial advisors, certified public accountants, or other licensed professionals appropriate to their specific needs. selvarionthequmos strongly recommends seeking professional guidance for significant financial decisions, complex budgeting situations, debt management issues, or investment planning.
The budgeting methods and financial strategies discussed on our platform represent general approaches that may not be suitable for all users. Individual financial circumstances, income variability, expense patterns, and long-term goals differ significantly, requiring personalised professional assessment.
Limitation of Liability and User Responsibility
selvarionthequmos, its directors, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from the use of our platform, tools, or educational materials. This limitation applies regardless of the legal theory upon which such claim may be based.
Specific Liability Exclusions
selvarionthequmos specifically disclaims liability for:
- Financial losses resulting from budgeting decisions made using platform tools
- Missed financial opportunities or investment losses
- Errors in personal financial calculations or planning
- Consequences of following general budgeting advice without professional consultation
- Technical errors, system downtime, or data loss affecting user information
- Third-party services or external links referenced on the platform
Users assume full responsibility for their financial decisions and acknowledge that budgeting success depends on personal discipline, accurate data input, regular monitoring, and adaptation to changing circumstances. selvarionthequmos's role is limited to providing educational tools and general guidance.
The maximum liability of selvarionthequmos for any claim related to platform use shall not exceed the amount paid by the user for platform access during the twelve months preceding the claim, if any fees were paid.
Platform Usage and Data Accuracy
Users are responsible for ensuring the accuracy of all financial data entered into selvarionthequmos's budgeting tools and calculators. The effectiveness of budget planning and financial tracking depends entirely on accurate, complete, and current information input by users.
selvarionthequmos cannot verify the accuracy of user-provided financial information and makes no representations regarding the correctness of calculations based on such data. Users should independently verify all calculations and consult original financial documents when making important decisions.
Regular review and updates of budgeting information are essential for effective financial management. Users should not rely solely on automated calculations without personal verification.
While selvarionthequmos implements reasonable security measures to protect user data, we cannot guarantee absolute security of financial information shared through the platform. Users should exercise appropriate caution when entering sensitive financial data and maintain their own backup records.
External Links and Third-Party Content
selvarionthequmos's platform may contain links to external websites or reference third-party financial institutions, tools, or services. These references are provided for convenience only and do not constitute endorsement of such third parties or their services.
selvarionthequmos is not responsible for the content, accuracy, privacy practices, or services of external websites or third-party providers. Users access external links at their own risk and should review the terms and privacy policies of other websites before providing personal information.
Intellectual Property and Usage Rights
All content, tools, templates, calculators, and educational materials provided through selvarionthequmos's platform are protected by intellectual property laws and remain the property of selvarionthequmos or our content licensors. Users are granted limited, non-exclusive rights to use these materials for personal budgeting and educational purposes only.
Commercial use, redistribution, modification, or reproduction of selvarionthequmos's proprietary content is strictly prohibited without prior written consent. This includes budgeting templates, calculation formulas, educational course materials, and proprietary planning methodologies.
Users may not reverse engineer, decompile, or attempt to derive source code from any software components of the platform. Automated access, scraping, or bulk downloading of platform content is prohibited and may result in account termination.
Questions About This Disclaimer
For questions regarding this
disclaimer or our platform policies:
selvarionthequmos - Financial Education Platform
Unit 1226/2-6 Breakwater Rd, Robina QLD 4226, Australia
Phone: +61884107222 | Email: info@selvarionthequmos.com
This disclaimer was last updated in January 2025 and governs all use of selvarionthequmos's budgeting platform and educational resources.